Cognitive Credit Scoring
The revolution in the credit scoring assessment
Cognitive Credit Scoring is a reliability index for loan repayment that is based on an innovative cognitive test. It allows you to know the applicant’s real intentions about the loan repayment
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Complete and easy-to-use dashboard
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All the test metrics at a glance
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Actions suggested according to the test results
It predicts the intention to repay the loan
Cognitive Credit Scoring has a cognitive approach avoiding that the candidate eludes the assessment.
Exceed the limits of the current system
The current Credit Scoring is based on the analysis of the historical data. It is not able to detect a present or future change in the applicant’s situation. Cognitive Credit Scoring analyses the applicant’s future intentions.
It reduces cases of outstanding amounts
Often insolvent individuals and companies are not recognized when they apply for a loan, and this makes trouble for financial institutions. Cognitive Credit Scoring integrates with the current system and reduces the number of outstanding amounts.